Payment Options
We have partnered with a number of different payment solution providers to offer a range of payment methods.
Online Layby
Online Layby is an increasingly popular online payment method offering convenience to shoppers and increased basket size to merchants.
For retailers in Australia, a leading solution is AfterPay, which has also recently launched in New Zealand. It allows customers to shop now and pay over 4 easy instalments. AfterPay takes all the risk, so merchants don’t need to worry.
An alternative product is Laybuy, which also provides a Buy Now, Pay Later service. Purchase costs are spread over 6 weeks and are interest free. Laybuy assumes responsibility for credit, fraud risk and non-payments, so merchants are covered.
Apple Pay
Apple Pay with Payment Express enables customers to make payments from their IOS or macOS device online. Apple Pay is fast, secure and available not only online but also in-store for merchants using Payment Express as an omnichannel solution.
UnionPay
Built into the flagship payment integration with Payment Express, UnionPay requires minimal setup and equips Australian and New Zealand merchants to accept UnionPay payments online. UnionPay is one of the world’s leading payment card brands with over 5 billion cards worldwide across over 140 countries.
Q Card
As a first step, merchants need to apply to becomes a merchant partner. Once approved, it usually requires very little setup to enable you to accept Q Card payments online, as it is supported by most major payment gateways.
Online EFTPOS
Online EFTPOS is powered by Paymark and allows customers to buy online and pay using their mobile banking app. Currently, ASB and The Cooperative Bank have built-in support in their mobile banking apps and Paymark is in the process of on-boarding other New Zealand banks.
Account2Account
Payment Express offers Account2Account, which is replacing the need for direct credit. Online shoppers can make payments into your merchant bank account in real time using the online banking system. All major banks in New Zealand and Australia support Account2Account.
Digital Wallets
The ability to create digital wallets enables customers to save their financial details and cards within their personal online account.
PayPal securely stores these details in the customer’s PayPal account. Integration between the website and Paypal means users can log into their Paypal account while checking out and simply select from their previously saved details.
Masterpass is Mastercard’s digital wallet. It also stores payment and shipping information in one central location to make checkout easy and fast.